Mobile Loans

We understand the need for financial inclusion and its necessity for economic growth. Therefore people need access to financial systems that provide credit that gives them the opportunity to fulfil their needs. UIP Credit Limited has developed a range of finance advancement products that empowers, those who are unbanked or otherwise, to be able to do what they need to do through our mobile based loans app.

We want our customers to be in control of their finances and be active participants in their financial decisions when it comes to budgeting, saving, investing or learning.

How It Works

Step 1

Download our App and Install it.

Step 2

Register your account.

Step 3

Set your pin.

Step 4

Select Borrow and then Select Mobile Loans

Step 5

Take a Loan in Amounts of Kshs 250/-, Kshs 500/- or Kshs 1000/-

Step 6

Receive Confirmation via sms

Tayari Loan

Tayari means ‘READY’ and as the name suggests, this product is for those who need access to finance for urgent requirements. Your request for loan takes a maximum of 10 minutes to approve.

All you need to provide:

A signed cheque with a current date, original national ID, KRA Pin certificate, 3 months certified payslip for salaried employees and certified bank statements for the last 6 months for business owners.

Apply

Tayari Loan

Tayari means ‘READY’ and as the name suggests, this product is for those who need access to finance for urgent requirements. Your request for loan takes a maximum of 10 minutes to approve.

All you need to provide:

A signed cheque with a current date, original national ID, KRA Pin certificate, 3 months certified payslip for salaried employees and certified bank statements for the last 6 months for business owners.

Apply

Shika Mali Loan

This is a loan advancement for Asset Financing whereby UIP Credit Limited will finance the purchase of your Fixed Assets such as motor vehicles, machinery, equipment and such.

Get financing of up to 50% of the value of the asset you want to purchase. The maximum loan tenure is 12 months. It takes a maximum of 12 hours to for loan approval upon receipt of application and the relevant documentation. An interest rate of 15% per month is applicable on a reducing balance basis and there are no penalties for early repayment.

All you need to provide:

Original national ID, Original KRA Pin certificate, 2 passport sized photos, certified bank statements for the last 6 months, comprehensive insurance, 6 months certified payslip for salaried employees, certificate of incorporation for business owners, proforma invoice from the supplier of your asset, comprehensive insurance in the case of a motor vehicle, post dated cheques and or standing order where necessary.

Apply

Imarika Loan

This is a Cheque Discounting loan product whereby UIP Credit Limited offers instant cash
against cheques which are of a current or future date not exceeding 1 week. You will receive
your cash within 5 minutes of your cheque presentation.

Repayment period ranges from a minimum of 1 day to a maximum of 7 days and only takes
5 minutes for the loan to be approved. An applicable interest rate of 15% of the value of the
loan given is to be expected.

All you need to provide:

a physical pre-signed cheque, original national ID, Original KRA Pin
certificate and a signed application form.

Apply

Imarika Loan

This is a Cheque Discounting loan product whereby UIP Credit Limited offers instant cash
against cheques which are of a current or future date not exceeding 1 week. You will receive
your cash within 5 minutes of your cheque presentation.

Repayment period ranges from a minimum of 1 day to a maximum of 7 days and only takes
5 minutes for the loan to be approved. An applicable interest rate of 15% of the value of the
loan given is to be expected.

All you need to provide:

a physical pre-signed cheque, original national ID, Original KRA Pin
certificate and a signed application form.

Apply

Masomo Loan

Masomo is Kiswahili for education and this product caters for expenses such as fees, purchase of school uniforms and other school related expenses for parents with children in primary andsecondary school as well as those at college level. Give your child the future he or she deserves.Repayment period ranges from a minimum of 1 month to a maximum of 3 months and it takes on 12 hours for your loan to be approved upon receipt of application and relevant documentation.

All you need to provide:

a signed cheque, Original national ID, Original KRA Pin certificate, certified 3 months pay slip for salaried individuals and certified bank statements for the last 6 months for business owners.

Apply

Kilimo Bora Loan

Farming is at the heart of our economy. We offer loans to farmers in order for them to be able
to cater for their livestock and crops value addition needs. This may include purchase of high
yield breeds, horticulture, fertiliser or other agribusiness related needs. Give your farming
activities a boost with the right financial solutions from UIP Credit Limited.

You can get financing of up to 50% of the value of the farm input required for a maximum loan
tenure of 12 months. It takes only 24 hours to approve your loan upon receipt of application
and relevant documentation. An applicable interest rate of 10% per month is charged based
on a reducing balance. There are no penalties for early repayment.

Apply

Kilimo Bora Loan

Farming is at the heart of our economy. We offer loans to farmers in order for them to be able
to cater for their livestock and crops value addition needs. This may include purchase of high
yield breeds, horticulture, fertiliser or other agribusiness related needs. Give your farming
activities a boost with the right financial solutions from UIP Credit Limited.

You can get financing of up to 50% of the value of the farm input required for a maximum loan
tenure of 12 months. It takes only 24 hours to approve your loan upon receipt of application
and relevant documentation. An applicable interest rate of 10% per month is charged based
on a reducing balance. There are no penalties for early repayment.

Apply

Apply For A Mobile Loan

8 + 12 =